Discounts and advantages offered by the companies we represent:
Good Student Discount - You may receive a discount on your auto insuirance if you have a student that is an owner or operator of a housold vehicle that is a full time high school, college or university student, is in the upper 20% of his/her scholastically or maintains a "B" average or better.
Accident Forgiveness - For a minimal cost, some companies offer an endorsement that will waive surcharge points on your auto insurance policy that would normally cause an increase to your insurance policy.
Identity Theft Coverage - For a minimal cost, companies offer coverage that protects you from many of the added costs associated with identity theft such as loss of earnings, loan application fees, attorney fees.
Annual Mileage Discount - if you drive your vehicle less that 5,000 annually you can receive a 10% discount. If you drive your vehicle less that 10,000 but more than 5,000 you can receive a 5% discount on your auto insurance.
Repair or Replacement Cost Coverage - For no additional premium, Coverage for Damage to your auto is changed from Actual cash value to Replacement Cost (certain limitations and exclusions may apply). The vehicle must be new, owned or leased by you with collision coverage, limited collision and comprehensive coverage carried on the auto.